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Whitepapers, market research, and strategic perspectives on the questions connecting governance, capital, investment, sustainability, and institutional resilience.

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Whitepaper

Strategic Risks in the Philippine Insurance Industry

Despite reaching ₱502.64 billion in total premiums and 1.96% market penetration in 2026, Philippine insurers face intensifying regulatory, macroeconomic, technological, and catastrophe pressures. Prepared by Synerra Consulting Group for the Institute of Corporate Directors (ICD) Forum, this whitepaper examines five interconnected risk dimensions—from PFRS 17 and SEC sustainability disclosures to bancassurance liberalization, inflation-driven rate hikes, and climate underwriting—and outlines board-level mitigation strategies.

October 29, 2026 · 19 min read

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